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For example, an airline credit card might offer priority boarding or a free checked bag. Similarly, a co-branded hotel card might offer elite status or a free night’s stay when you renew your card membership. If you do not have enough FunPoints to redeem for the full purchase amount, you can only redeem points for $50 statement credits in increments between $50 and $5,000.
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Once onboard, cruise lines will do anything they can to entice you to book again, designating sales desks with personnel available to pitch offers. Carnival is no exception; their Future Cruise Vacation Program offers a series of perks and discounts, including onboard credit. Additionally, their Welcome Home program allows you to book these same offers within four weeks after you return from your cruise. The value of the OBC varies depending on the length of the cruise and the stateroom you book, but can range from $25 to $100 per stateroom. You could earn more rewards using credit cards that earn bonus points on specific category spending, such as travel, dining, gas and groceries. The Carnival World Mastercard is probably not a card to use for all your everyday spending because it would take a long time to earn a substantial amount of FunPoints.
Get extra rewards when you cruise
You can earn Carnival Credit Card rewards by making purchases with this card. More specifically, you can earn 2 points per $1 spent with Carnival Cruise Lines and World’s Leading Cruise Lines, and 1 point per $1 spent on all other purchases. The card also offers 25,000 points (valued at $250) after spending $500 within the first 90 days. Gratuities to the shipboard staff are customary on Carnival as well as other cruise lines, and you can cover these using your OBC. If you plan to use onboard credit to pay for these gratuities, be sure not to pre-pay them at the time of booking -- your onboard credit could take care of the rest. Note, however, that in order to use your onboard credits to pay (or partially pay) for a shore excursion, you can only book them once onboard, at the Shore Excursion Desk, and not online before boarding the ship.
Our credit card methodology
To be eligible to file a travel insurance claim, you'll need to pay for your travel using your Carnival Credit Card. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page. With the Carnival™ World MasterCard®, your variable APR could be 14.99%, 19.99% or 23.99%, depending on your credit. To avoid paying high interest rates, be sure to pay off your balance in full each month.
Carnival Credit Card Pros & Cons
Being able to make a single purchase (or do a balance transfer) and receive a welcome bonus helps make this card worth considering for frequent Carnival cruisers. A general travel credit — one that's not tied to any specific brand — will be much more straightforward and flexible. One example is the $0-annual-fee Bank of America® Travel Rewards credit card. It earns 1.5 points per $1 spent on all purchases, and those points are worth 1 cent each when redeemed for travel — but not just with cruise lines. You can redeem them for purchases with airlines, travel agencies, trains, buses, taxis, boat rentals, tourist attractions and exhibits, to name a few.
You can redeem your FunPoints either by phone or by logging in to your card account online. For statement credits, purchases must have been posted to your account within the prior 180 days. The card lacks the travel and shopping protections that many other travel credit cards have, such as trip delay insurance, lost or delayed baggage protection, trip cancellation insurance, extended warranty or purchase protection. The protections can come in handy when you're facing travel troubles, although you can buy stand-alone insurance policies if you don't have a credit card that provides them. Intro APRCircle with letter I in it.0% APR for 6 billing cycles from the transaction date on all qualifying Carnival Cruise Booking Purchases.
The welcome bonus is a decent offer, considering that the card has no annual fee, and you can make one small purchase (like a pack of gum) and get an easy $200. While this introductory offer is a good deal for a travel card, if getting out of debt is the goal — other balance transfer credit cards can offer a longer interest-free window. Plus, it's generally not advisable to charge large purchases, like travel, on a balance transfer card if your main objective is to get out of debt. As of April 2023, the Carnival World Mastercard offers 25,000 FunPoints after spending $500 within the first 90 days. But there are plenty of other travel credit cards with more lucrative bonuses that can help cover some of your vacation costs.
Carnival World Mastercard benefits
The Carnival™ World MasterCard® offers a 0% intro APR for 15 billing cycles for each balance transfer that posts to your account within the first 45 days of card opening. There’s a balance transfer fee of $5 or 3% of the transferred balance, whichever is greater. After the promotional period, you’ll have a variable balance transfer and purchase APR of 14.99%, 19.99% or 23.99%.
No foreign transaction fees
Remember those 20,000 bonus FunPoints you can earn after your first purchase? That’s impressive, considering you typically don’t earn rewards on that kind of transaction. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. We recommend comparing options to ensure the card you're selecting is the best fit for you. Carnival Cruise Line is back at full capacity, with all ships operational once again.
Shore excursions are activities or tours that you can participate in as you explore a new destination. 2x FunPoints for every dollar spent on purchases with Carnival Cruise Line and with the World's Leading Cruise Lines brands. Our editorial and consumer star ratings are based on independent reviews and not influenced by compensation and affiliate relationships. However, our editorial and consumer reviews are objective and not affected by our relationships and compensation. In fact, we have turned down relationship request from issuers that want to influence our reviews.
5 Things to Know About the Carnival World Mastercard - NerdWallet
5 Things to Know About the Carnival World Mastercard.
Posted: Wed, 02 Aug 2023 07:00:00 GMT [source]
These include your annual income, credit history, and debt-to-income (DTI) ratio. Although your credit score is important, it's not the only thing a credit card company focuses on when determining eligibility. The cards are available for three of Carnival Corporation’s brands, Carnival Cruise Line, Holland America Line, and Princess Cruise Line. Barclays and Carnival have been working together for eighteen years, with a formula proven exceedingly popular with guests sailing onboard Carnival Corporation’s ships.
Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing... An OBC can really take the sting out of a day pass to the Cloud 9 Spa Thermal Suite, or treatments booked a la carte, especially on port days, when some spa treatments and packages are already offered at a discount. Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates. The Carnival World Mastercard is a budget-friendly option for fans of Carnival Cruise Line.
Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. The information for the Norwegian Cruise Line credit card and the Royal Caribbean credit card has been collected independently by The Points Guy. Please refer to the Introductory Bonus Offer section of the Terms and Conditions for more information about the introductory offer.
However, its lack of ongoing rewards and compelling perks might dissuade most travelers from keeping this card long-term. This offer is available through this advertisement and may not be accessible elsewhere. For complete pricing and other details, please see the Terms and Conditions. Whether you want to pay less interest or earn more rewards, the right card's out there. Given that the Carnival® World Mastercard® is cobranded with Barclays, it's surprising that perks are not more exclusive. For example, the Carnival® World Mastercard® doesn't offer early boarding, exclusive seating in the dining room, or other perks that set them apart from the standard cruise line passenger.
This card has chip technology, no annual fee and no foreign transaction fees, making it easy to purchase items while traveling. Additionally, cardholders can benefit from concierge service to help make reservations for dining, hotels, and more. The main advantage that many co-branded travel credit cards have over general travel cards is that they offer specialized perks to loyal customers. But the Carnival™ World MasterCard® doesn’t offer priority boarding, elite status or any other cruise-related benefits besides a 10% statement credit for excursions booked on carnival.com prior to your cruise. When picking a travel credit card, you want to find a card that will get you on your next vacation the fastest.
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